(251) 241-5732

7354 Airport Blvd., Mobile, AL 36608

Finance FAQ

Q. Can I get financed?
A. Yes, we have several options for all types of purchases.

Q. How hard is it to get financed?
A. It is not hard to get financed. You will be asked to fill out a credit application. A tentative approval will be determined by the price of vehicle, income status and down payment within 15 minutes to an hour.

Q. What's my interest rate?
A. The interest rate is determined based on several factors. Some of the factors are: vehicle, credit, job, income, residence  status, term of the loan, and many more.

Q: Who determines my Interest rate?
A: Your interest rate is determined by the bank, not the dealership. They use many factors to decide what rate you will receive.

Q: How long can I finance my vehicle?
A: Standard finance terms are 60 months. Factors such as your credit, job, residence and down payment  and the vehicle you're purchasing can allow you to get extended terms of 72 months.

Q: Do I need to come to the dealership to sign paperwork?
A: Yes, like any large purchase, there are several forms you will need to sign. Also, this allows us to  cover all parts of the paperwork so you fully understand the purchase.

Q: How long does it take to buy a car?
A: We have a large selection of inventory along with great staff on hand to assist with your vehicle  purchase. We can generally handle the whole process in about an hour. There are some instances that  take longer in making sure you get the car you want, but an hour is a good guideline.

Q: What do I need to bring with me when I come to purchase my vehicle?
1. All people involved in the transaction.
2. Your trade and trade title (if applicable).
3. Drivers license(s).
4. Insurance card.
5. Pay stub (dated within 30 days of purchase date).
6. Proof of residence.
7. Three (3) or more personal references.

Q: When can I take my new car home?
A: Immediately after signing all the paperwork and bringing in the required documents, the vehicle is yours to take and enjoy.

Q: Is there any other paperwork that I need to do?
A: No, if the vehicle you are purchasing is financed, all the necessary documents for registration is mailed to you within 10 days of the purchase date. However, in some instances the process may be delayed due to unforeseen circumstances. You have 20 days after the date of purchase to register the vehicle.

Q: Where do I make my 1st payment?
A: Your payments will go to the finance company on the paperwork, not to the dealership. The 1st payment is usually 30 days after signing the paperwork. The finance company will send you a statement letting you know where to mail your payment.

Q: How much is the extended warranty?
A: Much like the interest rate on your loan, warranty prices are determined by the vehicle you are purchasing, the miles, and equipment on the vehicle.

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